The Nigeria Police Force has launched a nationwide enforcement of third-party motor insurance, aiming to regulate roads and ensure accident victims receive compensation. The operation, which began on February 1, 2025, targets motorists without valid third-party insurance, with offenders facing penalties.
The enforcement is active in multiple states, including Lagos, Kogi, Delta, FCT, and Edo. Authorities have warned against extortion by officers, emphasising that compliance is the primary objective. The Lagos and FCT Police Commands have reiterated that vehicle owners must possess valid third-party insurance before operating on public roads.
This crackdown follows a request from the National Insurance Commission (NAICOM) for police assistance in enforcing insurance laws. Under the Insurance Act and the Motor Vehicle (Third Party Insurance) Act, all vehicle owners must have third-party insurance, with violations punishable by fines or imprisonment.
Despite assurances from the police, some Nigerians fear the policy could be misused for extortion. Critics argue that the enforcement adds to the financial burden on motorists, while authorities maintain it is necessary for road safety.
Credit: Guardian NG (Text Excluding Headline)
